Terms and Conditions
Last Updated: February 24, 2026
Please read these Terms and Conditions carefully before using paydownhq.com. By accessing or using this website, you agree to be bound by these terms. If you do not agree, please do not use the site.
Acceptance of Terms
By using PaydownHQ, you confirm that you are at least 18 years of age and agree to comply with these Terms and Conditions and all applicable laws and regulations.
Intellectual Property
All content on PaydownHQ — including text, graphics, logos, images, and software — is the property of PaydownHQ and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without express written permission.
You are welcome to share links to our content and quote brief excerpts with proper attribution.
No Financial Advice
Content on PaydownHQ is provided for informational purposes only and does not constitute financial, investment, tax, or legal advice. We strongly recommend consulting a qualified financial professional before making any financial decisions. See our full Disclaimer for details.
Affiliate Disclosure
PaydownHQ participates in affiliate programs and may earn commissions from links to third-party products and services. This does not affect the price you pay. See our Disclaimer for full details.
Limitation of Liability
To the fullest extent permitted by law, PaydownHQ shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of this website or reliance on any information provided. This includes but is not limited to financial losses, data loss, or any other damages.
Disclaimer of Warranties
This website is provided on an “as is” and “as available” basis without any warranties of any kind, either express or implied, including but not limited to accuracy, completeness, or fitness for a particular purpose.
External Links
Our website may contain links to third-party websites. These links are provided for your convenience only. PaydownHQ has no control over the content of those sites and accepts no responsibility for them or for any loss or damage that may arise from your use of them.
User Conduct
You agree not to use this website to: violate any applicable laws or regulations, transmit spam or harmful content, attempt to gain unauthorized access to any part of the site, or engage in any conduct that could damage, disable, or impair the site.
Changes to Terms
We reserve the right to modify these Terms at any time. Changes take effect immediately upon posting. Your continued use of the site after any changes constitutes acceptance of the new Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law provisions.
Contact Us
For questions about these Terms, please contact us or email kevin@paradox.icu.