Terms & Conditions
Last Updated: February 24, 2026
Welcome to PaydownHQ. By accessing or using our website at paydownhq.com, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our site.
Acceptance of Terms
By using PaydownHQ, you acknowledge that you have read, understood, and agree to comply with these Terms and Conditions, as well as our Privacy Policy. These terms apply to all visitors, users, and others who access the site.
Intellectual Property
All content on PaydownHQ, including text, graphics, logos, images, and software, is the property of PaydownHQ or its content suppliers and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this site without express written permission.
No Financial Advice
The content on PaydownHQ is for informational and educational purposes only. It is not professional financial, investment, or legal advice. We are not licensed financial advisors, and nothing on this site should be construed as personalized financial guidance.
Always consult with a qualified financial advisor, accountant, or attorney before making any financial decisions. Your financial situation is unique, and professional advice is essential.
Limitation of Liability
PaydownHQ and its owners, contributors, and affiliates will not be held liable for any damages or losses resulting from your use of this website or reliance on any information provided. This includes, but is not limited to, direct, indirect, incidental, or consequential damages.
You use this site at your own risk. We make no warranties or representations about the accuracy or completeness of the content on this site.
Affiliate Disclosure
PaydownHQ participates in affiliate marketing programs. This means we may earn a commission when you click on certain links and make a purchase, at no additional cost to you. We only recommend products and services we believe will provide value to our readers.
Our affiliate relationships do not influence our editorial content or recommendations. We strive to provide honest, unbiased information to help you make informed financial decisions.
External Links Disclaimer
PaydownHQ may contain links to third-party websites. These links are provided for your convenience, but we do not endorse or control the content of these external sites. We are not responsible for the accuracy, legality, or content of any external website.
When you click on external links, you leave our site and are subject to the terms and privacy policies of those third-party sites. We encourage you to review their policies before engaging with them.
Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the State of North Carolina, United States. Any disputes arising from or related to the use of this website shall be resolved in the courts of North Carolina.
Changes to These Terms
We reserve the right to modify or update these Terms and Conditions at any time without prior notice. Changes will be posted on this page with an updated “Last Updated” date. Your continued use of the site after any changes constitutes acceptance of the new terms.
Contact Us
If you have any questions about these Terms and Conditions, please contact us at:
Email: kevin@paradox.icu
Location: Charlotte, NC